Understand your health insurance. Know your options.
We help you make sense of health insurance claims, bills, and denials using your actual plan information.
What We Help With
Claims and EOBs, finally explained
No medical codes. No insurance jargon. Just clear guidance on what it means and whether you should call, appeal, or pay.
Check for possible errors or inconsistencies
Identify billing mistakes that could cost you money, whether it's for chronic treatment or a routine checkup.
Prepare appeal and dispute letters
Get help drafting professional appeal documentation.
Predict costs of care
Estimate costs based on your current plan usage and average cost of care in your area when available.
Review historical spend to optimize plan choice
Analyze your healthcare spend patterns to help you choose the most appropriate plan.
Personalized guidance during open enrollment
No health insurance jargon. No confusing tradeoffs. Just clear guidance on which plan fits your needs and why.
Works With Your Insurance
Securely connect your plan from major insurers like Aetna, Anthem, Cigna, Humana, and UnitedHealthcare, with more being added.
How It Works
Three simple steps. Most questions get answered in under a minute.
Create your secure account
Sign up in seconds and set up two-factor authentication to protect your health information.
Ask anything to our companion
Describe your situation in plain language, or attach an EOB, bill, or insurance card for a precise breakdown.
Get clarity and decide
Understand what happened and choose your next step: pay, call, appeal, or do nothing. You stay in control.
Built With Trust in Mind
Your data is yours
- Your data is never sold or used for advertising.
- Unlike major AI chatbots, your health data is never used to train AI models. AI responses are powered by AWS Bedrock, covered under a signed HIPAA BAA.
- Attested to the CARIN Alliance Code of Conduct for consumer-directed health data access.
- All data is end-to-end encrypted with AES-256 at rest and TLS in transit.
- We never see your insurer password. You connect through your insurer's secure login.
- Privacy practices explained in plain language, following the ONC Model Privacy Notice standard.
- You can delete your account and all your data at any time. Read our full Privacy Policy.
What we don't do
- Medical advice or diagnoses
- Legal advice or guarantees
- Automatic submissions to insurers